Sad Realities

Upsetting decision this evening. I will not, after all, be going back to school in the Fall.

I just can't afford it. Maybe in the spring, after I reduce some of this debt.

I just can't understand why I'm so broke. About eighteen months ago I brought home about $1000 a year less pay and had a $350-a-month car payment, but somehow had plenty of money. I'm not any more extravagant than I was then. I know gas prices have made everything more expensive, but why do I feel so tapped out? Why is every month a struggle to stay in the black? Why am I having so much trouble paying off debt that I used to pay off quickly and effectively?